My portfolio
I wanted to start the New Year by giving my full portfolio that makes up my Roth IRA. My Roth account is what I use to actively invest, whether that be long term, swing trading, or options. I do this due to the tax benefits and because I have been able to stay disciplined in separating my capital for long-term investment from capital that I use for more short-term risky investment.
I am sharing this because as we move into 2026, the world feels like it is heating up, whether that be in Greenland, Iran, Ukraine, or Venezuela. And it is important not only to protect your investments from unknown variables that could shake the market, but also to capitalize on shifts in the market.
Below is a breakdown of what I currently hold inside my Roth IRA portfolio and how I am positioned moving into 2026.
Stocks (Equities)
Here are a few things i look for when picking stocks-
Eye Test- Is this something you and all your friends use, think AAPL.
Hype- Is there media coverage? What do the analysts think?
Above SPY- Why take the risk of investing in a stock when you can invest in the SPY for a better return? You should make sure the stock performs better than the SPY historically.
Above 200 DAY SMA- This is a good indicator of a stock being bullish, you can also find good entries if the stock is below this indicator.
Industry Performance- Is the industry the stock is a part of hot? It’s hard to pick a winner in a group of losers.
ETFs / Index Funds
Here are a few things i look for when picking index funds-
History- Check historical data, some funds will have a 50% return since inception, but were created 2 years ago and only follow tech.
Don’t Overcomplicate- Invest in general areas, these should be broad to diversity if you overinvest in niche funds, you are defeating the purpose of an index fund in a portfolio.
Follow the industry- Don’t catch a falling knife, ride waves, follow the money.
Don’t consolidate- A lot of attractive funds and being based in America means you will be overly exposed to US markets. Buy bonds and look for international funds(P.S. I should probably follow my advice)
